AMAZON CURRENCY CONVERTER FULL
AMAZON CURRENCY CONVERTER CODE

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AMAZON CURRENCY CONVERTER CODE

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AMAZON CURRENCY CONVERTER FULL

If you want to do some basic math (I'm a bit busy right now and on my phone) I've just paid for a US hotel about 15 mins ago which is a total of USD$434.34 and has just appeared on my ANZ card as a total of NZD$654.83 I can't give you the full breakdown and actual rate used as this won't appear until tonight.AAA Benefits for International Members Traveling to the United States This initial conversion is done by Visa / Mastercard. The ANZ rate is their rate for cash / bank cheque / TT - it is not the rate that credit card transfers are done at. Which was way off the mid market rate.īased on XE's mid market rate at the exact time I purchased this, the most I stand to lose would be 47c (2.9% vs 2.5%).īased on previous online purchases I don't believe ANZ is anywhere near close to mid market rates but will look at this closer in future. If you book flights on the US site for US domestic flights you can choose to book in USD or NZD however the NZD amount they use is priced exactly at the mid market rate and then has no bank conversion fees on top.Īre you sure ANZ would charge me close to the mid market rate? The FX rate quote on the website was as per the screenshot someone else posted above. The only situation I've ever come across where it doesn't pay to use the foreign currency and let the bank handle coversion is flights on United Airlines. 25 percentage points more than simply letting the bank and Visa/Mastercard convert the rate. This means the Amazon rate is a bad one since it's around.

The 2.5% bank margin (in the case of ANZ - other banks differ and range from 1.85% - 2.75%) is then added onto the converted NZD amount. This will vary throughout the day but in my experience will be no more than around. The actual rate charged by Visa or Mastercard is at a rate which will be very close to the mid market rate. The initial conversion from USD to NZD is at the Visa / Mastercard rate, not the bank rate. So Amazon's $114.86 represents a 2.9% premium over the 'mid-point' rate from XE - that's pretty good right? I did some basic calculations based on what I could find at ANZ credit cards.ġ NZD = 0.6652 USD for 'buying USD' at ANZ.co.nz - I presume that this is what I would be charged if I did the transaction in USD? When I looked at XE.com, I found 1 NZD = 0.6764 USD, and as luck would have it the NZD had slid gradually over the past 6 hours. However tonight I had an order costing $75.48 USD Last time I looked (which admittedly was at least 4 years ago), it was in the order of 5-6% higher than the 'mid-point' exchange that I would look up on XE.com. Just went to Amazon to place an order and to my surprise Amazon Currency Converter didn't appear to the ripoff I have previously thought it to be?

Amazon currency converter